BANK OF INDIA Credit Risk Fund - Regular Plan
Fund House: Bank of India Mutual Fund
Category: Debt: Credit Risk
Status: Open Ended Schemes
Launch Date: 27-02-2015
Minimum Investment: 5000.0
Asset Class: Fixed Income
Minimum Topup: 5000.0
Benchmark: CRISIL Credit Risk Debt B-II Index
Total Assets: 109.6 As on (30-05-2025)
Expense Ratio: 1.5% As on (30-06-2025)
Turn over: 81.00% | Exit Load: • 4% if redeemed within 12 months from the date of allotment • 3% if redeemed after 12 months but within 24 months from the date of allotment. • 2% if redeemed after 24 months but within 36 months from the date of allotment. • Nil if redeemed after 36 months from the date of allotment
NAV as on 25-07-2025
12.2504
-5.0E-4
CAGR Since Inception
1.95%
CRISIL Credit Risk Debt B-II Index 7.37%
PERFORMANCE
| Scheme Performance (%) | 1-Year Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|
| BANK OF INDIA Credit Risk Fund - Regular Plan | 6.06 | 5.79 | 26.68 | 1.74 | 1.95 |
| Benchmark | - | - | - | - | - |
| Debt: Credit Risk | 11.16 | 8.61 | 9.29 | 6.53 | 6.79 |
Funds Manager
Mr.Alok Singh
RETURNS CALCULATORS for BANK OF INDIA Credit Risk Fund - Regular Plan
Growth of 10000 In SIP (Fund vs Benchmark)
Amount
Period
Start
End
Growth of 10000 In LUMPSUM (Fund vs Benchmark)
Amount
Start
PORTFOLIO ANALYSIS of BANK OF INDIA Credit Risk Fund - Regular Plan
Portfolio Holdings
Sector Allocation
PEER COMPARISION of BANK OF INDIA Credit Risk Fund - Regular Plan
| Scheme Name | Inception Date | 1 Year Rtn (%) | 2 Year Rtn (%) | 3 Year Rtn (%) | 5 Year Rtn (%) | 10 Year Rtn (%) |
|---|---|---|---|---|---|---|
| Bank of India Credit Risk Reg | 27-02-2015 | 6.06 | 6.12 | 5.79 | 26.68 | 1.74 |
| DSP Credit Risk Reg Gr | 05-05-2003 | 22.76 | 19.04 | 14.73 | 11.46 | 8.06 |
| HSBC Credit Risk Fund Reg Gr | 01-01-2013 | 21.29 | 13.73 | 11.21 | 7.88 | 7.27 |
| ABSL Credit Risk Reg Gr | 05-04-2015 | 16.82 | 12.3 | 10.45 | 9.44 | 8.23 |
| Invesco India Credit Risk Reg Gr | 04-09-2014 | 10.19 | 9.3 | 9.29 | 6.56 | 5.91 |
| Nippon India Credit Risk Gr | 01-06-2005 | 9.78 | 8.72 | 8.3 | 8.86 | 6.12 |
| ICICI Pru Credit Risk Gr | 05-12-2010 | 9.39 | 8.71 | 8.1 | 7.36 | 7.86 |
| Baroda BNP Paribas Credit Risk Fund Reg Gr | 23-01-2015 | 9.06 | 8.27 | 7.96 | 10.02 | 7.8 |
| Axis Credit Risk Reg Gr | 15-07-2014 | 8.97 | 8.12 | 7.65 | 6.84 | 6.9 |
| HDFC Credit Risk Debt Gr | 05-03-2014 | 8.82 | 8.06 | 7.61 | 7.14 | 7.71 |
Asset Allocation (%)
Key Performance and Risk Statistics of BANK OF INDIA Credit Risk Fund - Regular Plan
| Key Statistics | Volatility | Sharpe Ratio | Alpha | Beta | Yield to Maturity | Average Maturity |
|---|---|---|---|---|---|---|
| BANK OF INDIA Credit Risk Fund - Regular Plan | 70.74 | 0.6 | 16.61 | -12.76 | 6.34 | 0.8 |
| Debt: Credit Risk | - | - | - | - | - | - |